Passenger Of Uninsured Driver Not Covered by Owner’s Policy
When riding as a passenger in a motor vehicle, it’s natural to expect to be covered under the owner’s or driver’s insurance coverage. However, a recent decision from the Court of Appeal for Ontario serves as a reminder that not every situation affords passengers that protection in the event of a motor vehicle accident. No […]
Father Seeks Insurance Defence For Negligent Parenting
Pursuing compensation for injuries suffered in an automobile accident can be a complicated and drawn out process. Identifying who is responsible for an accident and how those responsible are to be defended through insurance can be tough to navigate. A recent decision from the Court of Appeal for Ontario highlights these types of complications. Negligent […]
Insurer Runs Afoul After Refusal To Attend Examination
While it may be comforting to know that you have insurance to protect you in the event of an automobile accident, it is important to read and understand your insurance policy. A failure to do so may leave you without a clear understanding of your obligations under the policy. A good example of the risks […]
Insurer Tries To Establish Breach Of Contract On Part Of Insured
There’s an old saying that goes, “the devil’s in the details.” This is something we experience often in insurance contracts, and it’s something all people who carry insurance can keep in mind. But exactly how much attention to the small details is needed to keep an insurance policy valid? In a recent case heard before […]
Insurance Company Refuses To Cover Cost Of Mattress Following Car Accident
There are obvious concerns someone will have when they involved in a motor vehicle accident. Immediate issues to address include the injuries of those involved in the accident, as well as any immediate financial help they may have. However, accidents can require a lot of time, and a number of different tools, equipment, and services […]
A Tale Of Two Insurers: Determining Who Provides Coverage After Road Rage Incidents
Thin lines exist even in places where they may not be totally obvious. Take for example the act of driving a car. It’s obvious that one’s motor vehicle insurance is in effect when they are operating their car. But what about when something happens when they are driving and they get out of their car, […]
The Devil Is In The Details When Considering Whether A Sandbar Is A “Highway”
Being the victim of a hit and run accident can have a devastating impact on you and your family. In addition to physical injuries, a hit and run accident can also have an emotional impact, with some people not knowing whether they are able to sue for damages. In Ontario, every insurance policy includes coverage […]
Family’s Omission Of Their Son As A Driver Qualifies As Material Breach Of Insurance Policy
Insurance policies are not things that people tend to keep top of mind, at least not until they need them. However, as we see in a recent decision from the Ontario Superior Court of Justice, it is important to disclose material changes that may impact your insurance coverage. Failure to do so may leave you […]
Is A Passenger Who Grabs The Wheel Covered By A Driver’s Insurance Plan?
Unexpected events can happen to anyone when operating a motor vehicle. No matter how good a driver you may be, the actions of third parties may put yourself and others at risk of being injured in an automobile accident. Automobile insurance is in place to help victims of accidents in their recovery, but disputes can […]
Insurer Estopped From Denying Coverage After Three Years
It is common for victims of a motor vehicle accident to sue those who may have been responsible for injuries incurred as a result of the accident. Insurance companies have the right to defend those for whom they owe coverage, or to deny coverage when they feel it is not warranted. However, as one insurance […]