Passenger Of Uninsured Driver Not Covered by Owner’s Policy
When riding as a passenger in a motor vehicle, it’s natural to expect to be covered under the owner’s or driver’s insurance coverage. However, a recent decision from the Court of Appeal for Ontario serves as a reminder that not every situation affords passengers that protection in the event of a motor vehicle accident. No […]
Who Is Liable For Advanced Damage Before Fault Is Determined?
When someone is injured in a motor vehicle accident and is seeking damages from another party, it could be years before the situation works its way through the courts. In the meantime, the injured person may still face financial challenges as a result of the accident, such as medical bills. In some situations, the injured […]
Father Seeks Insurance Defence For Negligent Parenting
Pursuing compensation for injuries suffered in an automobile accident can be a complicated and drawn out process. Identifying who is responsible for an accident and how those responsible are to be defended through insurance can be tough to navigate. A recent decision from the Court of Appeal for Ontario highlights these types of complications. Negligent […]
Avoiding Back To School Bicycle Accidents
It’s almost time for children to be heading back to school. In most parts of Canada, the start of the school year provides great weather for children in close proximity to the school to ride bikes or walk to school. While it’s great to save energy and get exercise on our daily commutes, it’s also […]
Insurer Runs Afoul After Refusal To Attend Examination
While it may be comforting to know that you have insurance to protect you in the event of an automobile accident, it is important to read and understand your insurance policy. A failure to do so may leave you without a clear understanding of your obligations under the policy. A good example of the risks […]
Right Of Way Not Always OK for Drivers
Conversations surrounding motor vehicle accidents inevitably contain the question, “Who’s fault was it?” The distinction between who is at fault in an accident has a significant impact on who is responsible for damages and injuries sustained in the accident. But assigning liability is not always a cut and dry exercise, even if it is clear […]
Insurer Tries To Establish Breach Of Contract On Part Of Insured
There’s an old saying that goes, “the devil’s in the details.” This is something we experience often in insurance contracts, and it’s something all people who carry insurance can keep in mind. But exactly how much attention to the small details is needed to keep an insurance policy valid? In a recent case heard before […]
When Is A Spouse Not A Spouse?
For most people, the word “spouse” is simple to define. A spouse is commonly understood to be the husband, wife, or common law partner of another person. But as we often see, definitions are not always so cut and dry with the law. Sometimes the definition of a term can change as common law evolves. […]
Plaintiff Fails To Show Injuries Worsened After Second Accident
Most people are aware that automobile insurance exists to provide compensation if they are injured as a result of a motor vehicle accident. However, accident benefits may also be available if an accident causes pre-existing injuries to worsen. Determining how much someone’s pre-existing injuries or limitations have been worsened can sometimes be difficult, especially when […]
A Tale Of Two Insurers: Determining Who Provides Coverage After Road Rage Incidents
Thin lines exist even in places where they may not be totally obvious. Take for example the act of driving a car. It’s obvious that one’s motor vehicle insurance is in effect when they are operating their car. But what about when something happens when they are driving and they get out of their car, […]